Ms. DMD

Financial Independence & The Freedom To Make Different Choices: Car Camping

It is all about Freedom When I first discovered the Financial Independence movement, freedom was what made it so appealing. I love stories of people that by becoming financially independent, have attained the freedom to make different choices. The freedom to live the life that they want. Before learning about Financial Independence, one of our …

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Retirement Accounts Part 1: 401(k) Plans

In this blog post, I’ll share what I’ve learned so far about investing in retirement accounts. Though I heard the word investing several times throughout my life, I never thought that at some point I would become an investor. I thought investing was what rich people did with all the money they couldn’t spend. Through …

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Book Log Entry 8: Atomic Habits by James Clear

I had never been too interested in self-development or habit formation until I found the Financial Independence community. I’ve found that once I started feeling like I was in control of my finances I was able to focus more on other things. For example, trying out new hobbies and side hustles that will keep me …

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How Much Money Do I Need to Reach Financial Independence?

FIRE stands for Financial Independence Retire Early. The FIRE movement advocates for achieving a position of financial strength where we no longer depend on a paycheck to pay for basic needs. Since we’ll spend time creating additional income streams outside of a W-2, we can then decide to stop working. Now, remember that you don’t …

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